-Mortgage & Lending

The Right Loan

for Your Next Chapter

With over 3 decades of experience, Debbie specializes in finding the best loan for you and your family — mortgage loans, veteran loans, and construction loans, all under one roof.

-Mortgage & Lending

The Right Loan

for Your Next Chapter.

With over 3 decades of experience, Debbie specializes in finding the best loan for you and your family — mortgage loans, veteran loans, and construction loans, all under one roof.

-Mortgage & Lending

The Right Loan

for Your Next Chapter.

With over 3 decades of experience, Debbie specializes in finding the best loan for you and your family — mortgage loans, veteran loans, and construction loans, all under one roof.

-Mortgage & Lending

The Right Loan

for Your Next Chapter

With over 3 decades of experience, Debbie specializes in finding the best loan for you and your family — mortgage loans, veteran loans, and construction loans, all under one roof.


Choose Your Path

Mortgage & Loan Options

Explore flexible financing options designed to fit your unique homeownership goals. Whether you're buying your first home, building, or refinancing, we’re here to help guide you every step of the way.

Mortgage Loans

With over 3 decades of experience, we specialize in helping you find the best loan for you and your family every time!

Veteran Loans

Our love for our Veterans is unsurpassed. We are thrilled that our Vets continue to have the ability to buy a home with $1 down! Ask us how.

Construction Loans

Building your dream home doesn’t have to be complicated. Our one-time close construction loan helps turn your vision into reality with a simpler financing process.

Ready to take the next step? Start your secure application online — Debbie will personally guide you through every part of the process.

🔒 Secure application powered by Blink Mortgage

Mortgage Calculator

Estimate Your Monthly Payment

Enter your loan details below to see a full breakdown of your estimated monthly payment — principal, interest, taxes, PMI, insurance & HOA.

Loan Details
Adjust sliders or type values directly
Loan Term 30 Year Fixed
Home Value $300,000
Home Value ($)
Down Payment ($)
Down Payment $60,000 (20.0%)
Loan Amount $240,000
Interest Rate 7.000%
Property Tax (annual $)
Home Insurance (annual $)
PMI Rate (%) 1.00%

PMI applies when down payment is less than 20% of home value.

Monthly HOA ($) $0
Estimated Monthly Payment
per month
Principal · Interest · Tax · PMI · Insurance · HOA
Monthly Breakdown
/mo
Principal & Interest
Property Tax
PMI
Home Insurance
HOA
Loan Amount
Down Payment
Total Interest Paid
Total Cost of Loan
Year Principal Interest End Balance

Disclaimer: This calculator is for educational and illustrative purposes only and does not constitute a loan commitment, guarantee of rates, or offer to lend. Actual monthly payments, interest rates, PMI, taxes, and total costs will vary based on creditworthiness, loan type, property, and lender. PMI is typically required when the down payment is less than 20% and is removed when LTV reaches 78–80%. Contact Debbie for a personalized mortgage consultation. Debbie Dobbins · Licensed Mortgage Professional · NMLS# [Your NMLS] · Equal Housing Lender.

Ready to Move Forward?

Start Your

Application Today

Whether you're buying your first home, building your dream home, or a veteran ready to use your benefits — Debbie is here to guide you every step of the way. The application is fast, secure, and you don't have to figure it out alone.

🔒 Secure application powered by Blink Mortgage

-Consumer Complaint Disclosure — Required by Texas Law

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT

1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

Debbie Dobbins · Licensed Residential Mortgage Loan Originator · NMLS# [Your NMLS Number] · Texas Mortgage Broker License # [Your License #] · Regulated by the Texas Department of Savings and Mortgage Lending · Equal Housing Lender

Guiding you through real estate, relocation, and mortgage opportunities in Wichita Falls, Texas.

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Wichita Falls, Texas

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